Thread: Epassporte visa problem

Originally Posted by Mallickeatshit

I have expiration day on visa card 31 October 2010.I really affraid that I will loose my money 7000 USD.I can not take 320USDa day from atm.I need to pay bills and etc.PLease give me know , If there is somebody who can use ATM and have more than 3000 USD on visa account.
On the SKNANB webpage is not any official link for recording verification documents.They did not send me any email in 24 hours how they promised.I dont know if it is right thing send them verification documents even they not answering me emails.Some people send faxes for verification even they dont asked them from them. What do u think?All causa is very sofisticated .All epassporte clients we are victims of organized mafia around Mallick.

yes, you can now withdraw 2 x a day....if you want...one earlier in the day $320...and the second can be withdrawn after 5:00pm est.

or you can call them and identify yourself speak calm and ask if they can wire you the money to your bank account...if you are flagged then you will fill in a form..if you are not then they will just ask you for your bank information..
if you need to fill in the form they will give it to you.....

a government id is required...which has to be notarized by your atty. or a notary
to vouch that indeed you are the person who is documented on the id.
and another id of your local phone bill, bank statement etc...anything that has your address on it....they want copies of that and then they wire you the money in one shot.

no you will not get your email in 24hrs.....that is just a standard notice, but in this case it is not possible to serve so many people, especially as majority of you are not following procedures they implemented.....most of you want it now, and this minute and lots of you are sending belligerent mail and dumping on them....the bank is far from sophisticated they are sorting out a huge mess......but mallick was sophisticated then he got greedy and this is the result.

TOMMY........in response to your question, i will put the answer here so that it might help others...
the iformation on the wallet was posted and still remains on epass site and here is a copy of that notice:



IMPORTANT INFORMATION FOR EPASSPORTE ACCOUNT HOLDERS


October 7, 2010



Dear Account Holder:



St. Kitts Bank has announced that Visa Cards have been reactivated and funds are available to be withdrawn as of today. If you have funds on your Virtual Visa Card, please use your Visa Electron Card at ATM.s or Points of Sale Merchant locations. You can also use your Visa Virtual Card for online purchases. If your card is not working or you require assistance with the funds on your Visa Card, please contact SKNANB at https://www.sknanb.com/message.htm.
If you have funds on your ePassporte Wallet Account, we kindly ask that you direct all correspondence to one address: walletrequest@epassporte.com. Please be patient with us during this time as we have encountered a large number of fraudulent requests and are working with a small staff to review accounts manually.
Dozens of emails are being sent to individuals no longer employed or contracted by ePassporte, to Mr. Gregory Elias and United Bank and none of these individuals can answer your requests. More importantly, your requests will not be forwarded to ePassporte. It is extremely important all wallet related inquires are sent to walletrequest@ePassporte.com.
Please expect a definitive date for wallet wires to go out on or before October 18th.
Once again, we regret the inconvenience and problems not having access to your funds has caused. We are working diligently to get this resolved. We ask for your continued patience as we sort through the many issues with the Bank and Visa as well as our Fraud Prevention System.



Sincerely,



ePassporte

Originally Posted by miss

i also got the mail.. where do i put the wire info?? geez they are doing this so fucking slow....

Originally Posted by miss

I also am a bit skeptical putting this money in my local bank account.. money from the caribbean?? i know my government do not like foreign banking.. gah.. i dont like this.. Im not sure if my privacy is worth the money i got locked up.. gah. i want them cash in the atm :p

Originally Posted by Webby

Yes clouie, all information is required. This is particularly important when ID information is needed. If sponsor programs have paid you via Epassporte, check out the sponsor sites and grab specific amounts you were paid. If you cannot remember dates/amounts, state what would be a reasonable estimate and why you can't be specific.

The "source of funds" would be prepared by you, and if you are webmaster, assume the source of funds to be from a number of sponsor programs. Simply list the names of sponsor programs as being the source of funds. If there is a need to provide detailed information on sponsors, it's easy to do screengrabs from sponsor sites showing amounts paid via Epassporte.

The proposed use of funds - that depends what you are using the funds for. If rational amounts (under $10K), this could be rent/mortgage, living expenses etc. (The bank does not need to know the cost of dog food ) If over $10K, there will be additional paperwork needed.

If this still looks vague, just explain the reason, for example, that Epassporte has closed down and you do not have access to statements etc.

Hope this helps

thanx for that it will be big help u make me feel easier than before i hope it works out after i fill out the form im not loosing hope and everytime i ready thos guys giving info like this i feel really happy im not only make things works out

Originally Posted by Siegetheday

Is there a notice that they will work with wallets?

yes by october 18th 2010.

Originally Posted by xdirectory

My POV... This thread will be over 100 pages before I get my funds

at this rate i think you are all lucky, and i don't say that arrogantly just realistically from observation of this mess ......so even if it goes to 1000 pages as long as you get your funds

why they want a exact amount how if does not match cause we forgot it all they wont access our funds why they not required us id billing statement to verify who is the real owner of the acount

Originally Posted by miss

those of you who already got the wire.. did you get a new form to fill out about your bank?

some did get it and some didn't......pay attention what applies to you and fill it out diligently and asap....you got a response that means they are working on it, case per case...glad you got a response and go get that money that is yours....

Originally Posted by clouie14

why they want a exact amount how if does not match cause we forgot it all they wont access our funds why they not required us id billing statement to verify who is the real owner of the acount

because the ceo mallick shut the site down.........

they don't want the exact to the penny amount and you can round it off......but be prepared to have some clue as in your email is matching, and or your physical address, phone number....something should match...to identify that it is you...

im afraid wireing this money in to my local account.. :/ dont like to have any connection with any taxfree country :/

i think its epassporte working on the wallet-stuff, and St. Kitts working on the VV...

Originally Posted by Webby

uglyduckling:

Are you basing your statement that SKNANB "said they will work with wallets by october 18, 2010........" on a statement dated October 7th from Epassporte?

Did anyone at SKNANB actually say they intended processing wallet funds from that bank?

This is crucial information if correct. At the moment there is no evidence to believe that SKNANB have anything to do with wallet funds - and the location of these funds are currently unknown.

webby....i was basing it on that epass notice indeed ...... i read it as well something to the effect from someone other than epassporte....i can't give you the exact quote as i have to look for it in the 1000's of posts....i will ask the question directly and see what responses i get....will keep it posted for everyone if it is other than epass. for everyone whose funds are tied up.

Originally Posted by uglyduckling

webby....i was basing it on that epass notice indeed ...... i read it as well something to the effect from someone other than epassporte....i can't give you the exact quote as i have to look for it in the 1000's of posts....i will ask the question directly and see what responses i get....will keep it posted for everyone if it is other than epass. for everyone whose funds are tied up.

Thanks for responding, tho no need to ask SKNANB. They would not touch the wallet model as it was set up by Epassporte - there are too many issues for a bank to hold a master accounts for cards and also have "wallets". SKNANB have terminated dealing with Epassporte and they don't have "wallets".

The whereabouts of wallet funds is currently not known and could be in any jurisdiction. I knew at different points in time where they were, but can't rely on that now, tho could be a starting point to begin the tracing if necessary. If they are not dispersed to the owners by 18th-20th there will be a need to track them down - and most effective people to do that (and free) are financial regulators and law agencies. We then enter the area of money laundering and other offenses.

Originally Posted by jdoughs

Wallet will never work with the bank, they've cut ties with Epassporte and Epassporte has 'officially closed down'.

It says on Epassporte's site they will pay wallet funds by the 18th, has nothing to do with the St Kitts Bank.

Nobody even knows where the wallet money is, the bank everyone thought it was at denies having the money in their bank.

Ya beat me to it jdoughs - and agree!

y/w webby

if there is uncertainty amongst the majority of the wallet holders, why not have someone on dateline or geraldo probe this publicly.... wouldn't it at least bring awareness if this dude is that of a maddoff caliber, and his movie production would be halted.
just sayen

Originally Posted by uglyduckling

y/w webby

if there is uncertainty amongst the majority of the wallet holders, why not have someone on dateline or geraldo probe this publicly.... wouldn't it at least bring awareness if this dude is that of a maddoff caliber, and his movie production would be halted.
just sayen

Only thing, assuming for a moment that the wallet funds are missing, (we don't know at this point), is that they are recovered and all perp/s prosecuted. Focus needs to on that one-track aim of identifying all "players", the location of the funds and have a court seal them up in whatever country. The media just get in the way and better nothing is said.

If this turns out to be a fraud - it's just another boring case which happens every day, but will take time, a lot of work and resources to prosecute. I just spent/wasted six years doing my own evidence collection on a fairly similar multi-jurisdictional fraud involving much more than the Epass scenario - and without assistance from LE, tho they have been useful more recently working with prosecutors on "enforcement" aspects like search warrants etc. In that case, I know where the fraud proceeds are - a nice judge has granted a locked-down pending trial. In the Epassporte scenario, if this is not settled as promised, it's better to have "agencies" introduced to each other in each of the obvious countries as quickly as possible, since there may be a time limit in capturing funds intact (assuming they have not already been spent or just don't exist). Alternatively, it "could" be that this is simply corporate fraud where the funds have already been misappropriated and squandered - who knows? Time will tell.

Right now, there is no evidence to suggest that Mr Mallick has committed any offense, - we are just twitchy, prob based on past experience I'd hope this will be settled shortly with full disbursement of wallet funds.

Originally Posted by Webby

Only thing, assuming for a moment that the wallet funds are missing, (we don't know at this point), is that they are recovered and all perp/s prosecuted. Focus needs to on that one-track aim of identifying all "players", the location of the funds and have a court seal them up in whatever country. The media just get in the way and better nothing is said.

If this turns out to be a fraud - it's just another boring case which happens every day, but will take time, a lot of work and resources to prosecute. I just spent/wasted six years doing my own evidence collection on a fairly similar multi-jurisdictional fraud involving much more than the Epass scenario - and without assistance from LE, tho they have been useful more recently working with prosecutors on "enforcement" aspects like search warrants etc. In that case, I know where the fraud proceeds are - a nice judge has granted a locked-down pending trial. In the Epassporte scenario, if this is not settled as promised, it's better to have "agencies" introduced to each other in each of the obvious countries as quickly as possible, since there may be a time limit in capturing funds intact (assuming they have not already been spent or just don't exist). Alternatively, it "could" be that this is simply corporate fraud where the funds have already been misappropriated and squandered - who knows? Time will tell.

Right now, there is no evidence to suggest that Mr Mallick has committed any offense, - we are just twitchy, prob based on past experience I'd hope this will be settled shortly with full disbursement of wallet funds.

if mallick did not comply with visa regulations which seems to be the obvious, then i say there is already an agency on his trail.....i doubt visa would just say ok dude see ya it was nice doing business with you, enjoy your life with the loot.

there might be evidence to suggest mallick has deceived his account holders under false pretenses that their funds would be safe in the wallet....the funds are in motion and not in a secure circuit but rather in some undisclosed private account location.
how sophisticated was he when you watch this drama unfold.......there is room for speculation, but just can't be proven at this point.

Originally Posted by uglyduckling

if mallick did not comply with visa regulations which seems to be the obvious, then i say there is already an agency on his trail.....i doubt visa would just say ok dude see ya it was nice doing business with you, enjoy your life with the loot.

Non compliance with VISA regulations tends to happens every day often by default - it's not a criminal offense and VISA can just terminate the account if they feel like it (They did via the bank). It is not Mr Mallick who is the responsible party with VISA, it's Epassporte N.V. who entered into banking agreements - and that entity no longer exists. Unless the corp committed a criminal offense, there is little chance of retro-actively targeting the officers - and Mr Mallick was never an officer.

Originally Posted by uglyduckling

there might be evidence to suggest mallick has deceived his account holders under false pretenses that their funds would be safe in the wallet....the funds are in motion and not in a secure circuit but rather in some undisclosed private account location.
how sophisticated was he when you watch this drama unfold.......there is room for speculation, but just can't be proven at this point.

Yes, it is speculation as to what may or may not happen in the future - there is no evidence to incriminate anyone right now. Anything along these lines you suggest have to mature (otherwise known as giving more rope ) before there is a possible offense. Regardless, the clock is ticking...

At this point, I can tell ePassporte is just buying some more time. They are probably in a hurry with ruining the evidences of money laundering. On 18th nothing crucial is going to happen. One more broken promise!

"Mr Mallick has started Epass and was making money by charging different amounts of money for different “financial” transactions. Remember: he was making all his money JUST by charging a fee for the transactions. He did not have any access to the actual money involved in the transactions. As we have seen all money involved with Visa cards are prepaid money that have to be hold/locked by the bank. This is how Visa cards work, all transactions happen instantly only for you and me to see, but behind the scenes that’s not the case. They need a 30 day buffer to complete the transactions physically and so the money need to be locked. In this case by the SKNB.

So Mr Mallick invented the Epass Wallet where you could keep your funds “safe”. Using this scam he could actually use the money involved in the transactions. Once this was created, the safety of the strict VISA regulations enforced by the SKNB were no longer applying to yours and my money. That’s the moment when a piramidal game was created that finally went the way all piramidal schemes go.

So basically Mr Mallick was NOT satisfied by making money from charging a per transaction fee, he wanted and gained access to the funds themselves, making him a clever, vicious crook and not a kind man willing to do anything for his clients as he poses himself into.

When the card castle begun to fall, SKNB did the only thing right, stopping its services to Epass and saving what was to be saved. It released a statement and unlocked the money after 30 days because I think that’s standard for all the money involved to get unlocked from the existing transactions they were involved in, like I said in reality transactions don’t happen instantly, a buffer period is needed for an operation to be completed.

As you can see Mr Mallick is an evil, ruthless man that came with an evil scheme that would trick thousands out of their own money. The SKNB did what was right in the situation even if it could have warned us earlier in the process, when the wallet money started evading the protection of the VISA roof, which logo and trademarks were wrongfully used by Epass

We will not see money again, but I would like very much to see a class act started against Mr Mallick."